Health Insurance

Monterey Institute Students enrolled in long or short term programs are required to have health insurance. Read below for more detailed information.

The MIIS Student Health Insurance Plan

All students enrolled in 6 or more credit hours during the fall/spring terms or 4 or more credit hours during the summer term are required to have health insurance. To meet the MIIS health insurance requirement, you must either:

  • Enroll in the Monterey Institute Student Health Insurance Plan offered through Wells Fargo Student Health Insurance (Click on "Find your school's plans" and search for the "Monterey Institute of International Studies"); or
  • Waive out of the Student Health Insurance Plan by providing proof of existing health insurance. In the case of international students, government or socialized healthcare provided by your home countries is acceptable, provided that it includes coverage in the United States.

This step is required each semester unless selecting the annual option when enrolling or waiving. This must be completed by 4:00 pm on the first day of classes. Students with pending financial aid reimbursement for health insurance may enroll in or waive out of the plan up until the 15th day of classes. Failure to do so could result in the revocation of the funds allocated to you by the Financial Aid Office.

Students who do not meet the Health Insurance Requirement by the 15th day of classes will have a hold placed on their account which can impact the ability to register, make changes to his/her schedule, etc. 

2013-2014 Student Health Insurance Plan Information

For a general summary of the MIIS Student Health Insurance Plan, please see the 2013-2014 Student Health Insurance Plan Summary. 

If you are thinking about enrolling in our Student Health Insurance Plan, you may access the complete brochure below. Any questions can be directed to the Office of Student Services at (831) 647-4128 or to the Wells Fargo Student Health Insurance Representative at 1-800-853-5899.

Find a Doctor or Pharmacy

Current Plan members can search for participating providers or facilities through the UHC Plus Webpage (if prompted, click on United Healthcare Choice Plus) or the 2013-2014 Provider Directory2013-2014 Provider Directory.

Not enrolled in the MIIS Student Health Insurance Plan? Not a problem! The Community Hospital of The Monterey Peninsula (C.H.O.M.P.) maintains a doctor search on their website.

24-Hour Nurse Advice Line

Insured students have access to nurse advice, health information, and counseling support 24 hours a day by dialing the number listed on the permanent ID card.

Private Health Insurance

Should you decide to opt-out of the MIIS Student Health Insurance plan you still need to provide proof of health insurance. Students who are opting out of the MIIS insurance plan, but have not yet obtained private insurance must do so before 4:00 pm on the first day of classes. The following are helpful links for obtaining private health insurance:

Health Plan One: Online health insurance marketplace for individuals, families, and small groups/businesses. It also serves as an educational source for all health care topics. They do not endorse one specific policy. Instead, they educate students on their options, both while currently enrolled and options for after they graduate. Online tool for finding health insurance.

Med Secure Intl. LLC: Offers international health/travel insurance for students, scholars, expatriates, missionaries, boaters and businesses. Owned by a MIIS alum.

Summer and Short Program Health Insurance

Students attending a summer program can enroll in the MIIS Student Health Insurance Plan for the summer term. Please see the 2013-2014 Student Health Insurance Plan Summary2013-2014 Student Health Insurance Plan Summary for coverage dates and cost.

Students attending short-term program can enroll in health insurance on a monthly basis. The program coordinator will assist you in enrolling in the plan and will provide you with a monthly enrollment form and it should be submitted, along with payment by mail, to:

Wells Fargo of California Insurance Services, Inc.,
10940 White Rock Road, 2nd Floor
Rancho Cordova, CA 95670-6076.

Information for International Students

Wondering how health insurance works in the US? Take a look at this video for a brief but important introduction to the US Healthcare System.