Monterey Institute of International Studies

Health Insurance

Monterey Institute Students enrolled in long or short term programs are required to have health insurance. Read below for more detailed information.

The MIIS Student Health Insurance Plan

All students enrolled in 6 or more credit hours during the fall/spring terms or 4 or more credit hours during the summer term are required to have health insurance. To meet the MIIS health insurance requirement, you must either:

  • Enroll in the Monterey Institute Student Health Insurance Plan offered through Wells Fargo Student Health Insurance (Click on "Find your school's plans" and search for the "Monterey Institute of International Studies"); or
  • Waive out of the Student Health Insurance Plan by providing proof of existing health insurance. In the case of international students, government or socialized healthcare provided by your home countries is acceptable, provided that it includes coverage in the United States.

This step is required each semester unless selecting the annual option when enrolling or waiving. This must be completed by 4:00 pm on the first day of classes. Students with pending financial aid reimbursement for health insurance have until the 15th day of classes to enroll in or waive out of the plan.

Students who do not meet the Health Insurance Requirement by the 15th day of classes will have a hold placed on their account which can impact the ability to register, make changes to his/her schedule, etc. 

2014-2015 Student Health Insurance Plan Information

For an overview of the MIIS Student Health Insurance Plan, please see the 2014-2015 Student Health Insurance Plan Overview2014-2015 Student Health Insurance Plan Overview. 

You may also access the Summary of Benefits and CoverageSummary of Benefits and Coverage as well as the 2014-2015 Student Health Insurance Plan BrochurePlan Brochure


Any questions can be directed to the Office of Student Services at (831) 647-4128 or to the Wells Fargo Student Health Insurance Division at 1-800-853-5899.

To find a provider in the network, you may visit www.anthem.com/ca or call Anthem at (855) 296-0864. 

Insured students have access to 24-hour nurse advice at (800) 977-0027.
Healthcare Reform FAQs

Do you have questions about recent healthcare reform? Are you wondering how it will affect the 2014-2015 MIIS Student Health Insurance Plan? Check out these useful FAQs!

Private Health Insurance

Should you decide to opt-out of the MIIS Student Health Insurance plan you still need to provide proof of health insurance. Students who are opting out of the MIIS insurance plan, but have not yet obtained private insurance must do so before 4:00 pm on the first day of classes. The following are helpful links for obtaining private health insurance:

Health Plan One: Online health insurance marketplace for individuals, families, and small groups/businesses. It also serves as an educational source for all health care topics. They do not endorse one specific policy. Instead, they educate students on their options, both while currently enrolled and options for after they graduate.

EHealthInsurance.com: Online tool for finding health insurance.

Med Secure Intl. LLC: Offers international health/travel insurance for students, scholars, expatriates, missionaries, boaters and businesses. Owned by a MIIS alum.

Information for International Students

Wondering how health insurance works in the US? Take a look at this video for a brief but important introduction to the US Healthcare System.